Is your Barclays mortgage rate coming to an end?
We can help you switch to a new deal and avoid paying the higher Standard Variable Rate when your current deal ends!
Top Deals for Barclays Mortgage Customers
The following tables show a selection of Barclays mortgage fixed rates for existing customers, up to 75% loan to value (LTV). Contact us for the best deals.
- Rates available up to 95% loan-to-value (LTV)
- Switch and fix Tracker rates
- Help to Buy Equity Loan rates
- Reward Buy-to-Let switch rates
Barclays Mortgage Transfer Rates up to 60% loan-to-value (LTV)
| Typical Barclays mortgage transfer rates as of 23/04/2024 | ||||
|---|---|---|---|---|
| Type | Rate | Fixed to | Product fee | Max LTV |
| 1 year Fixed | 4.89% | 30/06/2025 | £0 | 60% |
| 2 year Fixed | 4.71% | 30/06/2026 | £999 | 60% |
| 2 year Fixed | 4.89% | 30/06/2026 | £0 | 60% |
| 5 year Fixed | 4.66% | 30/06/2029 | £999 | 60% |
| 5 year Fixed | 4.85% | 30/06/2029 | £0 | 60% |
| Barclays Standard Variable Rate is currently 8.74%. | ||||
| Representative example: a repayment mortgage amount of £180,000 over 20 years, representative APRC 8.13%. Total amount payable £364,098.92 includes interest of £183,099.92 product fees of £999 and other fees of £0. Repayments: 24 months of £1,159.27 at 4.71% (fixed), then 216 months of £1,551.84 at 8.74% (variable). Early repayment charges apply. | ||||
Barclays Mortgage Transfer Rates between 60% and 75% loan-to-value (LTV)
| Typical Barclays mortgage transfer rates as of 23/04/2024 | ||||
|---|---|---|---|---|
| Type | Rate | Fixed to | Product fee | Max LTV |
| 1 year Fixed | 5.10% | 30/06/2025 | £0 | 75% |
| 2 year Fixed | 4.90% | 30/06/2026 | £999 | 75% |
| 2 year Fixed | 5.10% | 30/06/2026 | £0 | 75% |
| 5 year Fixed | 4.74% | 30/06/2029 | £999 | 75% |
| 5 year Fixed | 4.95% | 30/06/2029 | £0 | 75% |
| 10 year Fixed | 5.15% | 30/06/2034 | £749 | 75% |
| 10 year Fixed | 5.22% | 30/06/2034 | £0 | 75% |
| Barclays Standard Variable Rate is currently 8.74%. | ||||
| Representative example: a repayment mortgage amount of £180,000 over 20 years, representative APRC 8.18%. Total amount payable £364,995.56 includes interest of £183,996.56 product fees of £999 and other fees of £0. Repayments: 24 months of £1,178.00 at 4.90% (fixed), then 216 months of £1,553.91 at 8.74% (variable). Early repayment charges apply. | ||||
Do you charge any fees?
No, we do not charge fees for Barclays mortgage product transfers. There may be a product fee payable to Barclays, depending on the mortgage chosen.
How soon can I switch my Barclays mortgage?
We can secure a new Barclays mortgage deal for you up to 5 months before your current rate ends. This way you can lock in a new deal early before interest rates rise further. Your new deal will start when your current rate ends.
Will I need a new property valuation?
No, Barclays will apply an indexed valuation to your property.
My circumstances have changed, can I still switch my mortgage?
Yes, as long as you are not in arrears with your mortgage payments, you are not porting your mortgage to a new property or have not applied for extra borrowing.
Which is the best product to choose?
This depends on your circumstances and the size of your mortgage. Typically, bigger mortgages will benefit from the lower interest rate with the product fee. We will carry out a cost analysis and recommend the cheapest product for you.
Should I remortgage for a better rate?
When comparing mortgage rates, we will also look at the wider market. If there is a better product available from another lender, we will tell you so you can make an informed choice.
What is the process and where do I start?
Please call us on 07801 710996 or complete our contact form on this page. We will take a few details from you so we can retrieve your mortgage information from Barclays. We will then come back to you with available products and advise the best deal for you. We complete the product transfer for you, so there is nothing further for you to do. We will then send you some paperwork to confirm our recommendation and to comply with our regulatory obligations.
Will you look after my mortgage in the future?
Yes, we will review your mortgage again when you are within 6 months of your new deal ending, so as to keep you on the best rate available. Of course, should you decide to move home or borrow more money, we would be happy to help.
Contact us for the best Barclays product transfer Options
Our Other Services
Further Advances
Looking to borrow extra for home improvements or debt consolidation? We can help.
Port Your Mortgage
Avoid paying early repayment charges by transferring your Barclays mortgage to your new home.
Remortgaging
Changing lenders for a better rate, to vary the terms of your mortgage or to borrow extra.
Moving Home
We arrange new mortgages for home movers and look after First Time Buyers too.
Why Choose Us
We can arrange your Barclays Mortgage Product Transfer quickly and easily. There are no broker fees payable for our mortgage product transfer services.
Barclays can only advise on their own products, whereas we are independent and can advise on mortgages from across the whole market.
- No broker fees
- Fully Independent
- Fully advised personal service
- We liaise with Barclays for you
- Ongoing mortgage reviews
- No form filling - we do everything for you
About Us
For over 20 years we have been helping customers with their mortgage and general insurance needs. We are dedicated to creating a meaningful, long-term relationship with you that is based on understanding, knowledge and commitment to progress. We are a company of action: proactive, professional and committed to creating long-term success and financial progression for you, our client.
We understand that everyone’s different, and that’s why our financial planning approach is as individual as you. We know the financial side of life can be complex and that’s why we work hard to get to know you and your aspirations through careful life planning and consultation. We then provide quality advice services and practical pathways to help you achieve your goals.
Contact us for the best Barclays product transfer Options
Other Mortgage Lenders and Product Transfer Options
You can switch your own Barclays mortgage deal online, or speak with one of their advisers directly. If you switch online, without advice, you could lose some FCA protections and may not be able to seek redress if the product you chose is unsuitable. Barclays can only advise on their own products. You can switch your deal directly through their website here.
Legal
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE
The information given in this website does not contain all of the details you need to choose a mortgage. The FCA does not regulate some forms of buy to let mortgages.
Company Information
Clan Financial Services is authorised and regulated by the Financial Conduct Authority. FCA register number 484655.
Clan Financial Services Limited is registered in England and Wales (6554246) at 11 Kneele Gardens, Plymouth PL3 5RL.